Columbus, NE Bankruptcy Lawyer

Financial struggles can feel overwhelming, but bankruptcy provides a legal path to regain stability. This process helps you address significant debt and create a foundation for a fresh financial start. Navigating bankruptcy can be complex, but understanding your rights and options is an important first step. 

Lentz Law, PC, LLO offers bankruptcy solutions available under Nebraska law. We strive to help reduce your stress and bring clarity to your situation as you work toward resolving debt challenges.

If you live in the Columbus area, and you are struggling with debt, reach out to our attorney for a free consultation. You can reach us at (402) 526-5540.

Our Services

Chapter 7 Bankruptcy 

Chapter 7 bankruptcy gives those struggling with overwhelming debts an opportunity for relief and a clean financial slate. This option is typically suited for addressing unsecured debts like credit card balances or medical bills. 

We assist clients in evaluating whether Chapter 7 bankruptcy is a good fit and preparing accurate filings. Our team ensures that the process moves forward efficiently, minimizing unnecessary delays. We help protect exempt assets under Nebraska laws while working to eliminate qualifying debts.

Chapter 13 Bankruptcy 

Chapter 13 bankruptcy creates a structured repayment plan for those with steady incomes. This solution allows individuals to reorganize debt over three to five years. 

Unlike Chapter 7, Chapter 13 is suitable for those who wish to protect significant assets, such as a home or car, while catching up on overdue payments. The process consolidates debts into manageable installments based on disposable income. At the end of the repayment period, remaining eligible debts can be discharged.

We guide clients through developing and submitting the repayment plan to the court. Our team assists in negotiating terms with creditors and addressing any obstacles during the repayment period. We provide support every step of the way, helping clients manage the process smoothly.

Chapter 11 Bankruptcy 

When businesses or individuals with substantial debts need relief, Chapter 11 can offer a solution. This type of bankruptcy creates opportunities for restructuring debts while maintaining operations. It is a flexible process that helps debtors reorganize finances and develop plans to repay creditors over time. Chapter 11 is often used by businesses seeking to protect assets during financial recovery.

Our firm helps clients prepare the necessary documentation and filings to start a Chapter 11 case. We work on strategy, addressing creditor claims, and helping craft effective reorganization plans. Our goal is to simplify the process while protecting key interests.

Chapter 12 Bankruptcy 

Family farmers and fishermen have unique financial circumstances, and Chapter 12 bankruptcy offers solutions tailored to their needs. It provides a framework for restructuring debts and preserving operations. Chapter 12 offers streamlined processes and a repayment plan designed to reflect seasonal incomes or other industry-specific challenges.

We assist farmers and fishermen in determining eligibility and putting together repayment plans that reflect their financial realities. Our team handles the legal filings and negotiations to reduce stress throughout the process.